Monday, April 16, 2018

WOW I was too Quick!!!!!

Just had a phone call from the school board (ALL USE OF SCHOOL RENTAL FOR TONIGHT HAVE BEEN CANCELED).


Just checked the roads and their not bad, so Aces is open if you want to dance. you judge what you want to do, but I will be there.


Wow! This is not nice weather, I sure hope everyone made it home safe and sound yesterday following the Cookie Club. Special Thank you to the 2 Couples who drove back from Albany NY to dance with us, your dedication, expertise and loyalty is hugely appreciated.

Adams Aces tonight, hummm, I think we'll be okay if you want to dance, it is going to warm up a little so no freezing rain, just wet roads, which can be trouble enough. Please do not feel guilty should you elect to stay home, I do understand. Should the weather turn worse and I have to cancel, I will post by 5:00 PM.

Sunday, April 15, 2018


Well now, it's Cookie Club Sunday again, freezing rain or snow or ice and wind, I don't have to worry about a program I have to worry whether dancers will arrive here and back safely, with this weather. I see the Council of Dancers meeting in Prescott has been canceled for today.

As I have said before, I will be at the Hobbs Centre and if you get there we will dance, if you don't then I'll eat all the cookies and come back home.

There was a good turnout last night at the dance to help out Convention 2018, not sure just how many but figure 7 or 8 Squares, Hallelujah.

Drive safely, take care of yourself and each other and I'll see you on the dance floor.

Tuesday, March 20, 2018


Good morning dancers, over the years many have asked about the Insurance we have through EOSARDA, and we never seem to have all the answers. This morning I found the most information on the CSRDA Website and thought I would post it here. you can find out more if you click here it will take you to the society's website on insurance.

Third Party Liability Insurance

What is Third Party Liability Insurance?
Third Party Liability Insurance is provided as a benefit of membership in the Canadian Square & Round Dance Society. The insurance is to protect members from claims by a third party for: Bodily injury, death, or damage to property.
The first party is comprised of the members of dance organizations that make up the Society. We are called the “insured”.
The second party is the insuring company, which most likely is referred to as the “insurer”.
The Third party” means someone else outside our dancing organization or the insurance company with whom we deal. Typically, it is the corporate or individual owner of a hall or a building or other facility which we use for dancing or dance related activities. It could also mean some person or organization we deal with to buy something, or obtain some service from, or provide some service to.
One important point when considering the third party liability insurance is that it is business insurance, and the Society’s insurance policy is a standard Non Profit business policy. At first glance, it may appear that we do not fit easily into this type of insurance, but we do.

What is our business?Our business is dancing. We tend to treat it as a hobby or recreation, but take the viewpoint that we dance for money and that we spend a lot of time practicing (weekly dances) in order to perform publicly (demos) to sell our product (dancing for fun, health, recreation, etc.).
Cross Liability:We have, as well, “cross liability” included in our insurance policies so that someone within the square and round dance movement can take legal action against someone else within the movement.

The Insurance Policy

What to do in the event of an incidentIn the event of an incident, members should render first aid and assistance as considered practical in the situation. If warranted, emergency services should be contacted. At the first available opportunity, notification should be given by phone to the person handling the membership duties of the Federation/Association. It should be followed up in writing providing the details of the incident as follows:
  1. How, when, and where the occurrence took place
  2. The names and addresses of any injured persons, and of witnesses
This written report must be sent to both the CSRDS Membership Chair and the insurance company’s account manager.
In the event a claim is made or action brought against a member, the member must:
  1. Provide prompt notification to the Society’s membership person of demands, notices, summonses, or legal papers received in connection with the claim or action;
  2. Authorize for the insurance company to obtain necessary records and information;
  3. Co-operate with the investigation and assist with the settlement.
Generally, members should render all reasonable assistance possible for the protection of life and property. Then, at the first available opportunity, make notes of what happened. Notes greatly assist in any resulting legal inquiry. The best guide for the notes are: “who”, “where”, “what”, “when”, “why”, and “how”.

What to Expect in a Legal Process

The legal process is called “litigation” and although it sounds complicated, it is usually straight forward.
We are lucky that square and round dancing is a safe activity. We have had national and provincial insurance in place since 1978, and have had very few cases that involved insurance.
However, there have been accidents, such as:
  • Walking into a glass window;
  • Falling off a ladder while decorating a hall;
  • Falling off a float in a parade;
  • Slipping and falling while dancing.
Even though we are a “safe” activity, accidents do happen. That is why we are insured. And we get our insurance at such a low rate because we are a low risk activity.
The legal process is sure, but slow. Someone claims that someone else is responsible for something and demands damages. Both sides hire lawyers. Most of the time, out-of-court settlement is made, as this is the quickest method for all concerned. There have been cases in square dancing when the insurer paid for some minor breakage, rather than go through the legal proceedings.
For a large claim, there will be a “discovery” prior to any trial when evidence is given and each side weighs its chances. Settlements often occur here. If no settlement is reached, the case goes to trial. It takes at least one year for even minor cases to go to court. If there are appeals, then it drags on and on.
If you follow Supreme Court decisions, they are usually giving a judgment on something that occurred five or more years ago.
Legal fees are also a consideration here. Lawyers bill by the hour. However, if you have liability insurance, then the insuring company covers all the costs. It still takes time, but at least we are not personally liable to pay the bills.

Sunday, March 18, 2018


Good morning on this the day-after St. Patrick's Day, and I have to wonder, just how cold can it get on the 18th of March, well now! -19 C may not be a record cold day, but it's pretty close. 

What do we have for a program at the Cookie Club today? Coordinate from 3 & 1 lines is at the top of the list, followed by some Motivates and Cast A Shadow from a Column. Maybe this is looking back a little but some Crossfire's with the Boys as Centres or Spin Chain The Gears starting with the Boys as Centres, might cause a little thought or mind exercise. I am looking forward to watching some good smooth thought provoking dancing this afternoon.
Take care of yourself and each other and I'll see you on the dance floor